The exact accounts I use to grow my savings, and they take just minutes to set up.
If your savings are sitting in a regular bank account, they're probably earning close to nothing. A high-yield savings account (HYSA) lets that same money earn significantly more interest, with no extra work from you.
These are the accounts I personally use and recommend. Both are super easy to open, and I've sorted them by whether or not they need a direct deposit to get the best rate.
Best for: anyone who can route a paycheck or business owner's pay into it and wants checking and savings in one place.
Best for: keeping your savings separate from your everyday banking, or if your income doesn't come in as a traditional direct deposit.
Give every dollar a job.Open separate savings buckets for things like taxes, your emergency fund, and big goals so you always know what's what.
Automate it.Set up a recurring transfer on payday so saving happens without you having to think about it.
Check the current rate.HYSA rates change over time, so take a quick look at the current rate and terms on each bank's site when you sign up.
A high-yield savings account is a great start. If you're a high-earning entrepreneur who wants a clear plan for growing and keeping your money, let's talk about how I can support you 1:1.
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